Moving from Tampa to Rochester (2026)
Rochester has a COL index of 94 vs 104 for Tampa (100 = US average). You'd pay about 10% less for the same lifestyle.
Save ~$636/mo
on core expenses · $75K salary baseline
Key differences
COL index
10494
100 = US avg
1BR rent
$2,000$1,400
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month
Salary needed in Rochester to match your Tampa lifestyle
Based on the 10% cost of living decrease between the two cities.
| Your salary in Tampa | Equivalent in Rochester |
|---|---|
| $40K | $36,154 |
| $50K | $45,192 |
| $60K | $54,231 |
| $75K | $67,788 |
| $80K | $72,308 |
| $100K | $90,385 |
| $120K | $108,462 |
| $150K | $135,577 |
Monthly budget at $75K — Tampa vs Rochester
| Expense | Tampa | Rochester |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $2,000 | $1,400 |
| Groceries | $376 | $380 |
| Transport | $65 | $55 |
| Utilities | $195 | $168 |
| Internet | $65 | $62 |
| Left after essentials | $2,040 | $2,057 |
Frequently asked questions
Is Rochester cheaper than Tampa?
Yes. Rochester has a cost of living index of 94 vs 104 for Tampa (100 = US average). That's about 10% cheaper.
How much will I save moving from Tampa to Rochester?
On a $75K salary, moving from Tampa to Rochester could save roughly $636/month on core expenses. That's ~$7,632/year.
What salary do I need in Rochester to match my Tampa lifestyle?
To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $67,788/year in Rochester. This is based on the overall COL index difference between the two cities.
Moving from Rochester to TampaTampa vs Rochester — full comparisonTampa cost of livingRochester cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only