Moving from Rochester to Tampa (2026)

Tampa has a COL index of 104 vs 94 for Rochester (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$636 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
94104
100 = US avg
1BR rent
$1,400$2,000
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month

Salary needed in Tampa to match your Rochester lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in RochesterEquivalent in Tampa
$40K$44,255
$50K$55,319
$60K$66,383
$75K$82,979
$80K$88,511
$100K$110,638
$120K$132,766
$150K$165,957

Monthly budget at $75K — Rochester vs Tampa

ExpenseRochesterTampa
Monthly take-home$4,122$4,741
1BR rent$1,400$2,000
Groceries$380$376
Transport$55$65
Utilities$168$195
Internet$62$65
Left after essentials$2,057$2,040

Frequently asked questions

Is Tampa cheaper than Rochester?

No. Tampa has a cost of living index of 104 vs 94 for Rochester (100 = US average). That's about 11% more expensive.

How much will I save moving from Rochester to Tampa?

On a $75K salary, core expenses in Tampa run about $636/month more than Rochester. Factor this into your salary negotiation when relocating.

What salary do I need in Tampa to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $82,979/year in Tampa. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only