Moving from Tampa to Montgomery (2026)

Montgomery has a COL index of 81 vs 104 for Tampa (100 = US average). You'd pay about 22% less for the same lifestyle.

Save ~$1,032/mo
on core expenses · $75K salary baseline

Key differences

COL index
10481
100 = US avg
1BR rent
$2,000$1,050
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Montgomery to match your Tampa lifestyle

Based on the 22% cost of living decrease between the two cities.

Your salary in TampaEquivalent in Montgomery
$40K$31,154
$50K$38,942
$60K$46,731
$75K$58,413
$80K$62,308
$100K$77,885
$120K$93,462
$150K$116,827

Monthly budget at $75K — Tampa vs Montgomery

ExpenseTampaMontgomery
Monthly take-home$4,741$4,428
1BR rent$2,000$1,050
Groceries$376$353
Transport$65$38
Utilities$195$170
Internet$65$58
Left after essentials$2,040$2,759

Frequently asked questions

Is Montgomery cheaper than Tampa?

Yes. Montgomery has a cost of living index of 81 vs 104 for Tampa (100 = US average). That's about 22% cheaper.

How much will I save moving from Tampa to Montgomery?

On a $75K salary, moving from Tampa to Montgomery could save roughly $1,032/month on core expenses. That's ~$12,384/year.

What salary do I need in Montgomery to match my Tampa lifestyle?

To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $58,413/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only