Moving from Tampa to Kraków (2026)

Kraków has a COL index of 55 vs 104 for Tampa (100 = US average). You'd pay about 47% less for the same lifestyle.

Save ~$500/mo
on rent + taxes · $75K salary baseline

Change cities

Key differences

COL index
10455
100 = US avg
1BR rent
$2,000$750
per month
State tax
None12%
income tax
COL difference
10455
47% cheaper

Salary needed in Kraków to match your Tampa lifestyle

Based on the 47% cost of living decrease between the two cities.

Your salary in TampaEquivalent in Kraków
$40K$21,154
$50K$26,442
$60K$31,731
$75K$39,663
$80K$42,308
$100K$52,885
$120K$63,462
$150K$79,327

Adjust your salary

Save ~$1,306/moon core expenses at $75K

Monthly budget at $75KTampa vs Kraków

ExpenseTampaKraków
Monthly take-home$4,741$3,991
1BR rent$2,000$750
Groceries$376$380
Transport$65$150
Utilities$195$90
Internet$65$25
Left after essentials$2,040$2,596

30-Year Wealth Builder

If you invest your monthly savings of $1,306 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,593,282

over 30 years compared to staying in Tampa — that's the real price of a city.

$1,306/mo invested

Frequently asked questions

Is Kraków cheaper than Tampa?

Yes. Kraków has a cost of living index of 55 vs 104 for Tampa (100 = US average). That's about 47% cheaper.

How much will I save moving from Tampa to Kraków?

On a $75K salary, moving from Tampa to Kraków saves roughly $500/month on core expenses. That's ~$6,000/year.

What salary do I need in Kraków to match my Tampa lifestyle?

To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $39,663/year in Kraków. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only