Moving from Tampa to Jacksonville (2026)
Jacksonville has a COL index of 93 vs 104 for Tampa (100 = US average). You'd pay about 11% less for the same lifestyle.
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Key differences
Salary needed in Jacksonville to match your Tampa lifestyle
Based on the 11% cost of living decrease between the two cities.
| Your salary in Tampa | Equivalent in Jacksonville |
|---|---|
| $40K | $35,769 |
| $50K | $44,712 |
| $60K | $53,654 |
| $75K | $67,067 |
| $80K | $71,538 |
| $100K | $89,423 |
| $120K | $107,308 |
| $150K | $134,135 |
💵 Household income (before tax)
Monthly budget at $75K — Tampa vs Jacksonville
| Expense | Tampa | Jacksonville |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $2,000 | $1,650 |
| Groceries | $376 | $365 |
| Transport | $65 | $50 |
| Utilities | $195 | $190 |
| Internet | $65 | $62 |
| Left after essentials | $2,040 | $2,424 |
30-Year Wealth Builder
If you invest your monthly savings of $384 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Tampa — that's the real price of a city.
Frequently asked questions
Is Jacksonville cheaper than Tampa?
Yes. Jacksonville has a cost of living index of 93 vs 104 for Tampa (100 = US average). That's about 11% cheaper.
How much will I save moving from Tampa to Jacksonville?
On a $75K salary, moving from Tampa to Jacksonville saves roughly $350/month on core expenses. That's ~$4,200/year.
What salary do I need in Jacksonville to match my Tampa lifestyle?
To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $67,067/year in Jacksonville. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only