Moving from Tampa to Fargo (2026)
Fargo has a COL index of 89 vs 104 for Tampa (100 = US average). You'd pay about 14% less for the same lifestyle.
Save ~$812/mo
on core expenses · $75K salary baseline
Key differences
COL index
10489
100 = US avg
1BR rent
$2,000$1,250
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month
Salary needed in Fargo to match your Tampa lifestyle
Based on the 14% cost of living decrease between the two cities.
| Your salary in Tampa | Equivalent in Fargo |
|---|---|
| $40K | $34,231 |
| $50K | $42,788 |
| $60K | $51,346 |
| $75K | $64,183 |
| $80K | $68,462 |
| $100K | $85,577 |
| $120K | $102,692 |
| $150K | $128,365 |
Monthly budget at $75K — Tampa vs Fargo
| Expense | Tampa | Fargo |
|---|---|---|
| Monthly take-home | $4,741 | $4,584 |
| 1BR rent | $2,000 | $1,250 |
| Groceries | $376 | $369 |
| Transport | $65 | $50 |
| Utilities | $195 | $155 |
| Internet | $65 | $65 |
| Left after essentials | $2,040 | $2,695 |
Frequently asked questions
Is Fargo cheaper than Tampa?
Yes. Fargo has a cost of living index of 89 vs 104 for Tampa (100 = US average). That's about 14% cheaper.
How much will I save moving from Tampa to Fargo?
On a $75K salary, moving from Tampa to Fargo could save roughly $812/month on core expenses. That's ~$9,744/year.
What salary do I need in Fargo to match my Tampa lifestyle?
To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $64,183/year in Fargo. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only