Moving from Fargo to Tampa (2026)

Tampa has a COL index of 104 vs 89 for Fargo (100 = US average). Expect to pay about 17% more for the same lifestyle.

Pay ~$812 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89104
100 = US avg
1BR rent
$1,250$2,000
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in Tampa to match your Fargo lifestyle

Based on the 17% cost of living increase between the two cities.

Your salary in FargoEquivalent in Tampa
$40K$46,742
$50K$58,427
$60K$70,112
$75K$87,640
$80K$93,483
$100K$116,854
$120K$140,225
$150K$175,281

Monthly budget at $75K — Fargo vs Tampa

ExpenseFargoTampa
Monthly take-home$4,584$4,741
1BR rent$1,250$2,000
Groceries$369$376
Transport$50$65
Utilities$155$195
Internet$65$65
Left after essentials$2,695$2,040

Frequently asked questions

Is Tampa cheaper than Fargo?

No. Tampa has a cost of living index of 104 vs 89 for Fargo (100 = US average). That's about 17% more expensive.

How much will I save moving from Fargo to Tampa?

On a $75K salary, core expenses in Tampa run about $812/month more than Fargo. Factor this into your salary negotiation when relocating.

What salary do I need in Tampa to match my Fargo lifestyle?

To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $87,640/year in Tampa. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only