Moving from Tacoma to Montgomery (2026)

Montgomery has a COL index of 81 vs 114 for Tacoma (100 = US average). You'd pay about 29% less for the same lifestyle.

Save ~$538/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
114 โ†’ 81
100 = US avg
1BR rent
$1,900 โ†’ $1,050
per month
State tax
None โ†’ 5%
income tax
COL difference
114 โ†’ 81
29% cheaper

Salary needed in Montgomery to match your Tacoma lifestyle

Based on the 29% cost of living decrease between the two cities.

Your salary in TacomaEquivalent in Montgomery
$40K$28,421
$50K$35,526
$60K$42,632
$75K$53,289
$80K$56,842
$100K$71,053
$120K$85,263
$150K$106,579

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$901/moon core expenses at $75K

Monthly budget at $75K โ€” Tacoma vs Montgomery

ExpenseTacomaMontgomery
Monthly take-home$4,741$4,428
1BR rent$1,900$1,050
Groceries$399$353
Transport$90$38
Utilities$118$170
Internet$63$58
Left after essentials$2,171$2,759

30-Year Wealth Builder

If you invest your monthly savings of $901 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,099,194

over 30 years compared to staying in Tacoma โ€” that's the real price of a city.

$901/mo invested

Frequently asked questions

Is Montgomery cheaper than Tacoma?

Yes. Montgomery has a cost of living index of 81 vs 114 for Tacoma (100 = US average). That's about 29% cheaper.

How much will I save moving from Tacoma to Montgomery?

On a $75K salary, moving from Tacoma to Montgomery saves roughly $538/month on core expenses. That's ~$6,456/year.

What salary do I need in Montgomery to match my Tacoma lifestyle?

To maintain the same purchasing power as $75,000 in Tacoma, you'd need roughly $53,289/year in Montgomery. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only