Moving from Stockton to Memphis (2026)
Memphis has a COL index of 83 vs 100 for Stockton (100 = US average). You'd pay about 17% less for the same lifestyle.
Save ~$429/mo
on core expenses · $75K salary baseline
Key differences
COL index
10083
100 = US avg
1BR rent
$1,500$1,100
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month
Salary needed in Memphis to match your Stockton lifestyle
Based on the 17% cost of living decrease between the two cities.
| Your salary in Stockton | Equivalent in Memphis |
|---|---|
| $40K | $33,200 |
| $50K | $41,500 |
| $60K | $49,800 |
| $75K | $62,250 |
| $80K | $66,400 |
| $100K | $83,000 |
| $120K | $99,600 |
| $150K | $124,500 |
Monthly budget at $75K — Stockton vs Memphis
| Expense | Stockton | Memphis |
|---|---|---|
| Monthly take-home | $4,159 | $4,741 |
| 1BR rent | $1,500 | $1,100 |
| Groceries | $388 | $357 |
| Transport | $68 | $55 |
| Utilities | $145 | $170 |
| Internet | $65 | $55 |
| Left after essentials | $1,993 | $3,004 |
Frequently asked questions
Is Memphis cheaper than Stockton?
Yes. Memphis has a cost of living index of 83 vs 100 for Stockton (100 = US average). That's about 17% cheaper.
How much will I save moving from Stockton to Memphis?
On a $75K salary, moving from Stockton to Memphis could save roughly $429/month on core expenses. That's ~$5,148/year.
What salary do I need in Memphis to match my Stockton lifestyle?
To maintain the same purchasing power as $75,000 in Stockton, you'd need roughly $62,250/year in Memphis. This is based on the overall COL index difference between the two cities.
Moving from Memphis to StocktonStockton vs Memphis — full comparisonStockton cost of livingMemphis cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only