Moving from Memphis to Stockton (2026)

Stockton has a COL index of 100 vs 83 for Memphis (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$429 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83100
100 = US avg
1BR rent
$1,100$1,500
per month
State tax
None9.3%
income tax
Take-home at $75K
$4,741$4,159
per month

Salary needed in Stockton to match your Memphis lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Stockton
$40K$48,193
$50K$60,241
$60K$72,289
$75K$90,361
$80K$96,386
$100K$120,482
$120K$144,578
$150K$180,723

Monthly budget at $75K — Memphis vs Stockton

ExpenseMemphisStockton
Monthly take-home$4,741$4,159
1BR rent$1,100$1,500
Groceries$357$388
Transport$55$68
Utilities$170$145
Internet$55$65
Left after essentials$3,004$1,993

Frequently asked questions

Is Stockton cheaper than Memphis?

No. Stockton has a cost of living index of 100 vs 83 for Memphis (100 = US average). That's about 20% more expensive.

How much will I save moving from Memphis to Stockton?

On a $75K salary, core expenses in Stockton run about $429/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Stockton to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $90,361/year in Stockton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only