Moving from Stockton to McAllen (2026)

McAllen has a COL index of 78 vs 100 for Stockton (100 = US average). You'd pay about 22% less for the same lifestyle.

Save ~$618/mo
on core expenses · $75K salary baseline

Key differences

COL index
10078
100 = US avg
1BR rent
$1,500$950
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in McAllen to match your Stockton lifestyle

Based on the 22% cost of living decrease between the two cities.

Your salary in StocktonEquivalent in McAllen
$40K$31,200
$50K$39,000
$60K$46,800
$75K$58,500
$80K$62,400
$100K$78,000
$120K$93,600
$150K$117,000

Monthly budget at $75K — Stockton vs McAllen

ExpenseStocktonMcAllen
Monthly take-home$4,159$4,741
1BR rent$1,500$950
Groceries$388$338
Transport$68$35
Utilities$145$165
Internet$65$60
Left after essentials$1,993$3,193

Frequently asked questions

Is McAllen cheaper than Stockton?

Yes. McAllen has a cost of living index of 78 vs 100 for Stockton (100 = US average). That's about 22% cheaper.

How much will I save moving from Stockton to McAllen?

On a $75K salary, moving from Stockton to McAllen could save roughly $618/month on core expenses. That's ~$7,416/year.

What salary do I need in McAllen to match my Stockton lifestyle?

To maintain the same purchasing power as $75,000 in Stockton, you'd need roughly $58,500/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only