Moving from McAllen to Stockton (2026)

Stockton has a COL index of 100 vs 78 for McAllen (100 = US average). Expect to pay about 28% more for the same lifestyle.

Pay ~$618 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
78100
100 = US avg
1BR rent
$950$1,500
per month
State tax
None9.3%
income tax
Take-home at $75K
$4,741$4,159
per month

Salary needed in Stockton to match your McAllen lifestyle

Based on the 28% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Stockton
$40K$51,282
$50K$64,103
$60K$76,923
$75K$96,154
$80K$102,564
$100K$128,205
$120K$153,846
$150K$192,308

Monthly budget at $75K — McAllen vs Stockton

ExpenseMcAllenStockton
Monthly take-home$4,741$4,159
1BR rent$950$1,500
Groceries$338$388
Transport$35$68
Utilities$165$145
Internet$60$65
Left after essentials$3,193$1,993

Frequently asked questions

Is Stockton cheaper than McAllen?

No. Stockton has a cost of living index of 100 vs 78 for McAllen (100 = US average). That's about 28% more expensive.

How much will I save moving from McAllen to Stockton?

On a $75K salary, core expenses in Stockton run about $618/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Stockton to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $96,154/year in Stockton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only