Moving from Stockton to Lubbock (2026)

Lubbock has a COL index of 81 vs 100 for Stockton (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$552/mo
on core expenses · $75K salary baseline

Key differences

COL index
10081
100 = US avg
1BR rent
$1,500$1,000
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Lubbock to match your Stockton lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in StocktonEquivalent in Lubbock
$40K$32,400
$50K$40,500
$60K$48,600
$75K$60,750
$80K$64,800
$100K$81,000
$120K$97,200
$150K$121,500

Monthly budget at $75K — Stockton vs Lubbock

ExpenseStocktonLubbock
Monthly take-home$4,159$4,741
1BR rent$1,500$1,000
Groceries$388$346
Transport$68$38
Utilities$145$172
Internet$65$58
Left after essentials$1,993$3,127

Frequently asked questions

Is Lubbock cheaper than Stockton?

Yes. Lubbock has a cost of living index of 81 vs 100 for Stockton (100 = US average). That's about 19% cheaper.

How much will I save moving from Stockton to Lubbock?

On a $75K salary, moving from Stockton to Lubbock could save roughly $552/month on core expenses. That's ~$6,624/year.

What salary do I need in Lubbock to match my Stockton lifestyle?

To maintain the same purchasing power as $75,000 in Stockton, you'd need roughly $60,750/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only