Moving from St. Paul to Washington (2026)

Washington has a COL index of 153 vs 97 for St. Paul (100 = US average). Expect to pay about 58% more for the same lifestyle.

Pay ~$1,650 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97153
100 = US avg
1BR rent
$1,500$3,100
per month
State tax
9.9%5.8%
income tax
Take-home at $75K
$4,122$4,378
per month

Salary needed in Washington to match your St. Paul lifestyle

Based on the 58% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Washington
$40K$63,093
$50K$78,866
$60K$94,639
$75K$118,299
$80K$126,186
$100K$157,732
$120K$189,278
$150K$236,598

Monthly budget at $75K — St. Paul vs Washington

ExpenseSt. PaulWashington
Monthly take-home$4,122$4,378
1BR rent$1,500$3,100
Groceries$384$422
Transport$95$100
Utilities$195$190
Internet$63$75
Left after essentials$1,885$491

Frequently asked questions

Is Washington cheaper than St. Paul?

No. Washington has a cost of living index of 153 vs 97 for St. Paul (100 = US average). That's about 58% more expensive.

How much will I save moving from St. Paul to Washington?

On a $75K salary, core expenses in Washington run about $1,650/month more than St. Paul. Factor this into your salary negotiation when relocating.

What salary do I need in Washington to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $118,299/year in Washington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only