Moving from St. Paul to Springfield (2026)

Springfield has a COL index of 79 vs 97 for St. Paul (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$679/mo
on core expenses · $75K salary baseline

Key differences

COL index
9779
100 = US avg
1BR rent
$1,500$950
per month
State tax
9.9%4.7%
income tax
Take-home at $75K
$4,122$4,447
per month

Salary needed in Springfield to match your St. Paul lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in St. PaulEquivalent in Springfield
$40K$32,577
$50K$40,722
$60K$48,866
$75K$61,082
$80K$65,155
$100K$81,443
$120K$97,732
$150K$122,165

Monthly budget at $75K — St. Paul vs Springfield

ExpenseSt. PaulSpringfield
Monthly take-home$4,122$4,447
1BR rent$1,500$950
Groceries$384$353
Transport$95$42
Utilities$195$155
Internet$63$58
Left after essentials$1,885$2,889

Frequently asked questions

Is Springfield cheaper than St. Paul?

Yes. Springfield has a cost of living index of 79 vs 97 for St. Paul (100 = US average). That's about 19% cheaper.

How much will I save moving from St. Paul to Springfield?

On a $75K salary, moving from St. Paul to Springfield could save roughly $679/month on core expenses. That's ~$8,148/year.

What salary do I need in Springfield to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $61,082/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only