Moving from St. Paul to Madison (2026)
Madison has a COL index of 97 vs 97 for St. Paul (100 = US average). Expect to pay about 0% more for the same lifestyle.
Key differences
Salary needed in Madison to match your St. Paul lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in St. Paul | Equivalent in Madison |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
Monthly budget at $75K — St. Paul vs Madison
| Expense | St. Paul | Madison |
|---|---|---|
| Monthly take-home | $4,122 | $4,259 |
| 1BR rent | $1,500 | $1,650 |
| Groceries | $384 | $384 |
| Transport | $95 | $62 |
| Utilities | $195 | $162 |
| Internet | $63 | $63 |
| Left after essentials | $1,885 | $1,938 |
Frequently asked questions
Is Madison cheaper than St. Paul?
No. Madison has a cost of living index of 97 vs 97 for St. Paul (100 = US average). That's about 0% more expensive.
How much will I save moving from St. Paul to Madison?
On a $75K salary, core expenses in Madison run about $84/month more than St. Paul. Factor this into your salary negotiation when relocating.
What salary do I need in Madison to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $75,000/year in Madison. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only