Moving from St. Paul to Houston (2026)
Houston has a COL index of 95 vs 97 for St. Paul (100 = US average). You'd pay about 2% less for the same lifestyle.
Save ~$200/mo
on core expenses · $75K salary baseline
Key differences
COL index
9795
100 = US avg
1BR rent
$1,500$1,350
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month
Salary needed in Houston to match your St. Paul lifestyle
Based on the 2% cost of living decrease between the two cities.
| Your salary in St. Paul | Equivalent in Houston |
|---|---|
| $40K | $39,175 |
| $50K | $48,969 |
| $60K | $58,763 |
| $75K | $73,454 |
| $80K | $78,351 |
| $100K | $97,938 |
| $120K | $117,526 |
| $150K | $146,907 |
Monthly budget at $75K — St. Paul vs Houston
| Expense | St. Paul | Houston |
|---|---|---|
| Monthly take-home | $4,122 | $4,741 |
| 1BR rent | $1,500 | $1,350 |
| Groceries | $384 | $357 |
| Transport | $95 | $90 |
| Utilities | $195 | $175 |
| Internet | $63 | $65 |
| Left after essentials | $1,885 | $2,704 |
Frequently asked questions
Is Houston cheaper than St. Paul?
Yes. Houston has a cost of living index of 95 vs 97 for St. Paul (100 = US average). That's about 2% cheaper.
How much will I save moving from St. Paul to Houston?
On a $75K salary, moving from St. Paul to Houston could save roughly $200/month on core expenses. That's ~$2,400/year.
What salary do I need in Houston to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $73,454/year in Houston. This is based on the overall COL index difference between the two cities.
Moving from Houston to St. PaulSt. Paul vs Houston — full comparisonSt. Paul cost of livingHouston cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only