Moving from St. Paul to Boulder (2026)

Boulder has a COL index of 132 vs 97 for St. Paul (100 = US average). Expect to pay about 36% more for the same lifestyle.

Pay ~$763 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97132
100 = US avg
1BR rent
$1,500$2,300
per month
State tax
9.9%4.4%
income tax
Take-home at $75K
$4,122$4,466
per month

Salary needed in Boulder to match your St. Paul lifestyle

Based on the 36% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Boulder
$40K$54,433
$50K$68,041
$60K$81,649
$75K$102,062
$80K$108,866
$100K$136,082
$120K$163,299
$150K$204,124

Monthly budget at $75K — St. Paul vs Boulder

ExpenseSt. PaulBoulder
Monthly take-home$4,122$4,466
1BR rent$1,500$2,300
Groceries$384$414
Transport$95$80
Utilities$195$138
Internet$63$68
Left after essentials$1,885$1,466

Frequently asked questions

Is Boulder cheaper than St. Paul?

No. Boulder has a cost of living index of 132 vs 97 for St. Paul (100 = US average). That's about 36% more expensive.

How much will I save moving from St. Paul to Boulder?

On a $75K salary, core expenses in Boulder run about $763/month more than St. Paul. Factor this into your salary negotiation when relocating.

What salary do I need in Boulder to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $102,062/year in Boulder. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only