Moving from Boulder to St. Paul (2026)
St. Paul has a COL index of 97 vs 132 for Boulder (100 = US average). You'd pay about 27% less for the same lifestyle.
Save ~$763/mo
on core expenses · $75K salary baseline
Key differences
COL index
13297
100 = US avg
1BR rent
$2,300$1,500
per month
State tax
4.4%9.9%
income tax
Take-home at $75K
$4,466$4,122
per month
Salary needed in St. Paul to match your Boulder lifestyle
Based on the 27% cost of living decrease between the two cities.
| Your salary in Boulder | Equivalent in St. Paul |
|---|---|
| $40K | $29,394 |
| $50K | $36,742 |
| $60K | $44,091 |
| $75K | $55,114 |
| $80K | $58,788 |
| $100K | $73,485 |
| $120K | $88,182 |
| $150K | $110,227 |
Monthly budget at $75K — Boulder vs St. Paul
| Expense | Boulder | St. Paul |
|---|---|---|
| Monthly take-home | $4,466 | $4,122 |
| 1BR rent | $2,300 | $1,500 |
| Groceries | $414 | $384 |
| Transport | $80 | $95 |
| Utilities | $138 | $195 |
| Internet | $68 | $63 |
| Left after essentials | $1,466 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Boulder?
Yes. St. Paul has a cost of living index of 97 vs 132 for Boulder (100 = US average). That's about 27% cheaper.
How much will I save moving from Boulder to St. Paul?
On a $75K salary, moving from Boulder to St. Paul could save roughly $763/month on core expenses. That's ~$9,156/year.
What salary do I need in St. Paul to match my Boulder lifestyle?
To maintain the same purchasing power as $75,000 in Boulder, you'd need roughly $55,114/year in St. Paul. This is based on the overall COL index difference between the two cities.
Moving from St. Paul to BoulderBoulder vs St. Paul — full comparisonBoulder cost of livingSt. Paul cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only