Moving from St. Paul to Boston (2026)

Boston has a COL index of 162 vs 97 for St. Paul (100 = US average). Expect to pay about 67% more for the same lifestyle.

Pay ~$1,526 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97162
100 = US avg
1BR rent
$1,500$3,000
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month

Salary needed in Boston to match your St. Paul lifestyle

Based on the 67% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Boston
$40K$66,804
$50K$83,505
$60K$100,206
$75K$125,258
$80K$133,608
$100K$167,010
$120K$200,412
$150K$250,515

Monthly budget at $75K — St. Paul vs Boston

ExpenseSt. PaulBoston
Monthly take-home$4,122$4,428
1BR rent$1,500$3,000
Groceries$384$418
Transport$95$90
Utilities$195$185
Internet$63$70
Left after essentials$1,885$665

Frequently asked questions

Is Boston cheaper than St. Paul?

No. Boston has a cost of living index of 162 vs 97 for St. Paul (100 = US average). That's about 67% more expensive.

How much will I save moving from St. Paul to Boston?

On a $75K salary, core expenses in Boston run about $1,526/month more than St. Paul. Factor this into your salary negotiation when relocating.

What salary do I need in Boston to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $125,258/year in Boston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only