Moving from St. Paul to Albuquerque (2026)

Albuquerque has a COL index of 89 vs 97 for St. Paul (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$503/mo
on core expenses · $75K salary baseline

Key differences

COL index
9789
100 = US avg
1BR rent
$1,500$1,100
per month
State tax
9.9%4.9%
income tax
Take-home at $75K
$4,122$4,434
per month

Salary needed in Albuquerque to match your St. Paul lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in St. PaulEquivalent in Albuquerque
$40K$36,701
$50K$45,876
$60K$55,052
$75K$68,814
$80K$73,402
$100K$91,753
$120K$110,103
$150K$137,629

Monthly budget at $75K — St. Paul vs Albuquerque

ExpenseSt. PaulAlbuquerque
Monthly take-home$4,122$4,434
1BR rent$1,500$1,100
Groceries$384$361
Transport$95$48
Utilities$195$165
Internet$63$60
Left after essentials$1,885$2,700

Frequently asked questions

Is Albuquerque cheaper than St. Paul?

Yes. Albuquerque has a cost of living index of 89 vs 97 for St. Paul (100 = US average). That's about 8% cheaper.

How much will I save moving from St. Paul to Albuquerque?

On a $75K salary, moving from St. Paul to Albuquerque could save roughly $503/month on core expenses. That's ~$6,036/year.

What salary do I need in Albuquerque to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $68,814/year in Albuquerque. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only