Moving from Albuquerque to St. Paul (2026)

St. Paul has a COL index of 97 vs 89 for Albuquerque (100 = US average). Expect to pay about 9% more for the same lifestyle.

Pay ~$503 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8997
100 = US avg
1BR rent
$1,100$1,500
per month
State tax
4.9%9.9%
income tax
Take-home at $75K
$4,434$4,122
per month

Salary needed in St. Paul to match your Albuquerque lifestyle

Based on the 9% cost of living increase between the two cities.

Your salary in AlbuquerqueEquivalent in St. Paul
$40K$43,596
$50K$54,494
$60K$65,393
$75K$81,742
$80K$87,191
$100K$108,989
$120K$130,787
$150K$163,483

Monthly budget at $75K — Albuquerque vs St. Paul

ExpenseAlbuquerqueSt. Paul
Monthly take-home$4,434$4,122
1BR rent$1,100$1,500
Groceries$361$384
Transport$48$95
Utilities$165$195
Internet$60$63
Left after essentials$2,700$1,885

Frequently asked questions

Is St. Paul cheaper than Albuquerque?

No. St. Paul has a cost of living index of 97 vs 89 for Albuquerque (100 = US average). That's about 9% more expensive.

How much will I save moving from Albuquerque to St. Paul?

On a $75K salary, core expenses in St. Paul run about $503/month more than Albuquerque. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Albuquerque lifestyle?

To maintain the same purchasing power as $75,000 in Albuquerque, you'd need roughly $81,742/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only