Moving from St. Louis to Springfield (2026)

Springfield has a COL index of 98 vs 87 for St. Louis (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$197 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8798
100 = US avg
1BR rent
$1,300$1,450
per month
State tax
4.7%5%
income tax
Take-home at $75K
$4,447$4,428
per month

Salary needed in Springfield to match your St. Louis lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in St. LouisEquivalent in Springfield
$40K$45,057
$50K$56,322
$60K$67,586
$75K$84,483
$80K$90,115
$100K$112,644
$120K$135,172
$150K$168,966

Monthly budget at $75K — St. Louis vs Springfield

ExpenseSt. LouisSpringfield
Monthly take-home$4,447$4,428
1BR rent$1,300$1,450
Groceries$369$391
Transport$75$72
Utilities$162$185
Internet$60$65
Left after essentials$2,481$2,265

Frequently asked questions

Is Springfield cheaper than St. Louis?

No. Springfield has a cost of living index of 98 vs 87 for St. Louis (100 = US average). That's about 13% more expensive.

How much will I save moving from St. Louis to Springfield?

On a $75K salary, core expenses in Springfield run about $197/month more than St. Louis. Factor this into your salary negotiation when relocating.

What salary do I need in Springfield to match my St. Louis lifestyle?

To maintain the same purchasing power as $75,000 in St. Louis, you'd need roughly $84,483/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only