Moving from St. Louis to Austin (2026)

Austin has a COL index of 122 vs 87 for St. Louis (100 = US average). Expect to pay about 40% more for the same lifestyle.

Pay ~$491 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
87122
100 = US avg
1BR rent
$1,300$1,800
per month
State tax
4.7%None
income tax
Take-home at $75K
$4,447$4,741
per month

Salary needed in Austin to match your St. Louis lifestyle

Based on the 40% cost of living increase between the two cities.

Your salary in St. LouisEquivalent in Austin
$40K$56,092
$50K$70,115
$60K$84,138
$75K$105,172
$80K$112,184
$100K$140,230
$120K$168,276
$150K$210,345

Monthly budget at $75K — St. Louis vs Austin

ExpenseSt. LouisAustin
Monthly take-home$4,447$4,741
1BR rent$1,300$1,800
Groceries$369$372
Transport$75$50
Utilities$162$170
Internet$60$65
Left after essentials$2,481$2,284

Frequently asked questions

Is Austin cheaper than St. Louis?

No. Austin has a cost of living index of 122 vs 87 for St. Louis (100 = US average). That's about 40% more expensive.

How much will I save moving from St. Louis to Austin?

On a $75K salary, core expenses in Austin run about $491/month more than St. Louis. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my St. Louis lifestyle?

To maintain the same purchasing power as $75,000 in St. Louis, you'd need roughly $105,172/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only