Moving from Austin to St. Louis (2026)

St. Louis has a COL index of 87 vs 122 for Austin (100 = US average). You'd pay about 29% less for the same lifestyle.

Save ~$491/mo
on core expenses · $75K salary baseline

Key differences

COL index
12287
100 = US avg
1BR rent
$1,800$1,300
per month
State tax
None4.7%
income tax
Take-home at $75K
$4,741$4,447
per month

Salary needed in St. Louis to match your Austin lifestyle

Based on the 29% cost of living decrease between the two cities.

Your salary in AustinEquivalent in St. Louis
$40K$28,525
$50K$35,656
$60K$42,787
$75K$53,484
$80K$57,049
$100K$71,311
$120K$85,574
$150K$106,967

Monthly budget at $75K — Austin vs St. Louis

ExpenseAustinSt. Louis
Monthly take-home$4,741$4,447
1BR rent$1,800$1,300
Groceries$372$369
Transport$50$75
Utilities$170$162
Internet$65$60
Left after essentials$2,284$2,481

Frequently asked questions

Is St. Louis cheaper than Austin?

Yes. St. Louis has a cost of living index of 87 vs 122 for Austin (100 = US average). That's about 29% cheaper.

How much will I save moving from Austin to St. Louis?

On a $75K salary, moving from Austin to St. Louis could save roughly $491/month on core expenses. That's ~$5,892/year.

What salary do I need in St. Louis to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $53,484/year in St. Louis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only