Moving from St. Louis to Amarillo (2026)

Amarillo has a COL index of 80 vs 87 for St. Louis (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$644/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
87 โ†’ 80
100 = US avg
1BR rent
$1,300 โ†’ $950
per month
State tax
4.7% โ†’ None
income tax
COL difference
87 โ†’ 80
8% cheaper

Salary needed in Amarillo to match your St. Louis lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in St. LouisEquivalent in Amarillo
$40K$36,782
$50K$45,977
$60K$55,172
$75K$68,966
$80K$73,563
$100K$91,954
$120K$110,345
$150K$137,931

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$402/moon core expenses at $75K

Monthly budget at $75K โ€” St. Louis vs Amarillo

ExpenseSt. LouisAmarillo
Monthly take-home$4,447$4,741
1BR rent$1,300$950
Groceries$369$346
Transport$75$38
Utilities$162$170
Internet$60$60
Left after essentials$2,481$3,177

30-Year Wealth Builder

If you invest your monthly savings of $402 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$490,428

over 30 years compared to staying in St. Louis โ€” that's the real price of a city.

$402/mo invested

Frequently asked questions

Is Amarillo cheaper than St. Louis?

Yes. Amarillo has a cost of living index of 80 vs 87 for St. Louis (100 = US average). That's about 8% cheaper.

How much will I save moving from St. Louis to Amarillo?

On a $75K salary, moving from St. Louis to Amarillo saves roughly $644/month on core expenses. That's ~$7,728/year.

What salary do I need in Amarillo to match my St. Louis lifestyle?

To maintain the same purchasing power as $75,000 in St. Louis, you'd need roughly $68,966/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only