Moving from Springfield to Waco (2026)
Waco has a COL index of 83 vs 79 for Springfield (100 = US average). Expect to pay about 5% more for the same lifestyle.
Key differences
Salary needed in Waco to match your Springfield lifestyle
Based on the 5% cost of living increase between the two cities.
| Your salary in Springfield | Equivalent in Waco |
|---|---|
| $40K | $42,025 |
| $50K | $52,532 |
| $60K | $63,038 |
| $75K | $78,797 |
| $80K | $84,051 |
| $100K | $105,063 |
| $120K | $126,076 |
| $150K | $157,595 |
Monthly budget at $75K — Springfield vs Waco
| Expense | Springfield | Waco |
|---|---|---|
| Monthly take-home | $4,447 | $4,741 |
| 1BR rent | $950 | $1,000 |
| Groceries | $353 | $350 |
| Transport | $42 | $38 |
| Utilities | $155 | $172 |
| Internet | $58 | $60 |
| Left after essentials | $2,889 | $3,121 |
Frequently asked questions
Is Waco cheaper than Springfield?
No. Waco has a cost of living index of 83 vs 79 for Springfield (100 = US average). That's about 5% more expensive.
How much will I save moving from Springfield to Waco?
On a $75K salary, core expenses in Waco run about $62/month more than Springfield. Factor this into your salary negotiation when relocating.
What salary do I need in Waco to match my Springfield lifestyle?
To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $78,797/year in Waco. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only