Moving from Springfield to Rockford (2026)

Rockford has a COL index of 82 vs 79 for Springfield (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$115 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7982
100 = US avg
1BR rent
$950$1,050
per month
State tax
4.7%5%
income tax
Take-home at $75K
$4,447$4,428
per month

Salary needed in Rockford to match your Springfield lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Rockford
$40K$41,519
$50K$51,899
$60K$62,278
$75K$77,848
$80K$83,038
$100K$103,797
$120K$124,557
$150K$155,696

Monthly budget at $75K — Springfield vs Rockford

ExpenseSpringfieldRockford
Monthly take-home$4,447$4,428
1BR rent$950$1,050
Groceries$353$357
Transport$42$50
Utilities$155$158
Internet$58$58
Left after essentials$2,889$2,755

Frequently asked questions

Is Rockford cheaper than Springfield?

No. Rockford has a cost of living index of 82 vs 79 for Springfield (100 = US average). That's about 4% more expensive.

How much will I save moving from Springfield to Rockford?

On a $75K salary, core expenses in Rockford run about $115/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Rockford to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $77,848/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only