Moving from Springfield to Rapid City (2026)

Rapid City has a COL index of 88 vs 79 for Springfield (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$44 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
79 โ†’ 88
100 = US avg
1BR rent
$950 โ†’ $1,200
per month
State tax
4.7% โ†’ None
income tax
COL difference
79 โ†’ 88
11% more expensive

Salary needed in Rapid City to match your Springfield lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Rapid City
$40K$44,557
$50K$55,696
$60K$66,835
$75K$83,544
$80K$89,114
$100K$111,392
$120K$133,671
$150K$167,089

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$260/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Springfield vs Rapid City

ExpenseSpringfieldRapid City
Monthly take-home$4,447$4,741
1BR rent$950$1,200
Groceries$353$365
Transport$42$40
Utilities$155$148
Internet$58$65
Left after essentials$2,889$2,923

Frequently asked questions

Is Rapid City cheaper than Springfield?

No. Rapid City has a cost of living index of 88 vs 79 for Springfield (100 = US average). That's about 11% more expensive.

How much will I save moving from Springfield to Rapid City?

On a $75K salary, moving from Springfield to Rapid City saves roughly $44/month on core expenses. That's ~$528/year.

What salary do I need in Rapid City to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $83,544/year in Rapid City. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only