Moving from Springfield to Providence (2026)

Providence has a COL index of 108 vs 79 for Springfield (100 = US average). Expect to pay about 37% more for the same lifestyle.

Pay ~$979 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
79108
100 = US avg
1BR rent
$950$1,800
per month
State tax
4.7%6%
income tax
Take-home at $75K
$4,447$4,366
per month

Salary needed in Providence to match your Springfield lifestyle

Based on the 37% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Providence
$40K$54,684
$50K$68,354
$60K$82,025
$75K$102,532
$80K$109,367
$100K$136,709
$120K$164,051
$150K$205,063

Monthly budget at $75K — Springfield vs Providence

ExpenseSpringfieldProvidence
Monthly take-home$4,447$4,366
1BR rent$950$1,800
Groceries$353$399
Transport$42$75
Utilities$155$195
Internet$58$68
Left after essentials$2,889$1,829

Frequently asked questions

Is Providence cheaper than Springfield?

No. Providence has a cost of living index of 108 vs 79 for Springfield (100 = US average). That's about 37% more expensive.

How much will I save moving from Springfield to Providence?

On a $75K salary, core expenses in Providence run about $979/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $102,532/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only