Moving from Springfield to Montgomery (2026)

Montgomery has a COL index of 81 vs 79 for Springfield (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$111 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7981
100 = US avg
1BR rent
$950$1,050
per month
State tax
4.7%5%
income tax
Take-home at $75K
$4,447$4,428
per month

Salary needed in Montgomery to match your Springfield lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Montgomery
$40K$41,013
$50K$51,266
$60K$61,519
$75K$76,899
$80K$82,025
$100K$102,532
$120K$123,038
$150K$153,797

Monthly budget at $75K — Springfield vs Montgomery

ExpenseSpringfieldMontgomery
Monthly take-home$4,447$4,428
1BR rent$950$1,050
Groceries$353$353
Transport$42$38
Utilities$155$170
Internet$58$58
Left after essentials$2,889$2,759

Frequently asked questions

Is Montgomery cheaper than Springfield?

No. Montgomery has a cost of living index of 81 vs 79 for Springfield (100 = US average). That's about 3% more expensive.

How much will I save moving from Springfield to Montgomery?

On a $75K salary, core expenses in Montgomery run about $111/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Montgomery to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $76,899/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only