Moving from Springfield to Madison (2026)

Madison has a COL index of 97 vs 79 for Springfield (100 = US average). Expect to pay about 23% more for the same lifestyle.

Pay ~$763 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7997
100 = US avg
1BR rent
$950$1,650
per month
State tax
4.7%7.7%
income tax
Take-home at $75K
$4,447$4,259
per month

Salary needed in Madison to match your Springfield lifestyle

Based on the 23% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Madison
$40K$49,114
$50K$61,392
$60K$73,671
$75K$92,089
$80K$98,228
$100K$122,785
$120K$147,342
$150K$184,177

Monthly budget at $75K — Springfield vs Madison

ExpenseSpringfieldMadison
Monthly take-home$4,447$4,259
1BR rent$950$1,650
Groceries$353$384
Transport$42$62
Utilities$155$162
Internet$58$63
Left after essentials$2,889$1,938

Frequently asked questions

Is Madison cheaper than Springfield?

No. Madison has a cost of living index of 97 vs 79 for Springfield (100 = US average). That's about 23% more expensive.

How much will I save moving from Springfield to Madison?

On a $75K salary, core expenses in Madison run about $763/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $92,089/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only