Moving from Springfield to Fargo (2026)

Fargo has a COL index of 89 vs 79 for Springfield (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$331 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7989
100 = US avg
1BR rent
$950$1,250
per month
State tax
4.7%2.5%
income tax
Take-home at $75K
$4,447$4,584
per month

Salary needed in Fargo to match your Springfield lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Fargo
$40K$45,063
$50K$56,329
$60K$67,595
$75K$84,494
$80K$90,127
$100K$112,658
$120K$135,190
$150K$168,987

Monthly budget at $75K — Springfield vs Fargo

ExpenseSpringfieldFargo
Monthly take-home$4,447$4,584
1BR rent$950$1,250
Groceries$353$369
Transport$42$50
Utilities$155$155
Internet$58$65
Left after essentials$2,889$2,695

Frequently asked questions

Is Fargo cheaper than Springfield?

No. Fargo has a cost of living index of 89 vs 79 for Springfield (100 = US average). That's about 13% more expensive.

How much will I save moving from Springfield to Fargo?

On a $75K salary, core expenses in Fargo run about $331/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Fargo to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $84,494/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only