Moving from Springfield to Boston (2026)

Boston has a COL index of 162 vs 98 for Springfield (100 = US average). Expect to pay about 65% more for the same lifestyle.

Pay ~$1,600 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
98162
100 = US avg
1BR rent
$1,450$3,000
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Boston to match your Springfield lifestyle

Based on the 65% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Boston
$40K$66,122
$50K$82,653
$60K$99,184
$75K$123,980
$80K$132,245
$100K$165,306
$120K$198,367
$150K$247,959

Monthly budget at $75K — Springfield vs Boston

ExpenseSpringfieldBoston
Monthly take-home$4,428$4,428
1BR rent$1,450$3,000
Groceries$391$418
Transport$72$90
Utilities$185$185
Internet$65$70
Left after essentials$2,265$665

Frequently asked questions

Is Boston cheaper than Springfield?

No. Boston has a cost of living index of 162 vs 98 for Springfield (100 = US average). That's about 65% more expensive.

How much will I save moving from Springfield to Boston?

On a $75K salary, core expenses in Boston run about $1,600/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Boston to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $123,980/year in Boston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only