Moving from Springfield to Naperville (2026)

Naperville has a COL index of 100 vs 81 for Springfield (100 = US average). Expect to pay about 23% more for the same lifestyle.

Pay ~$704 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
81100
100 = US avg
1BR rent
$1,000$1,650
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Naperville to match your Springfield lifestyle

Based on the 23% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Naperville
$40K$49,383
$50K$61,728
$60K$74,074
$75K$92,593
$80K$98,765
$100K$123,457
$120K$148,148
$150K$185,185

Monthly budget at $75K — Springfield vs Naperville

ExpenseSpringfieldNaperville
Monthly take-home$4,428$4,428
1BR rent$1,000$1,650
Groceries$357$380
Transport$48$72
Utilities$155$158
Internet$58$62
Left after essentials$2,810$2,106

Frequently asked questions

Is Naperville cheaper than Springfield?

No. Naperville has a cost of living index of 100 vs 81 for Springfield (100 = US average). That's about 23% more expensive.

How much will I save moving from Springfield to Naperville?

On a $75K salary, core expenses in Naperville run about $704/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Naperville to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $92,593/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only