Moving from South Bend to Springfield (2026)

Springfield has a COL index of 79 vs 82 for South Bend (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$100/mo
on core expenses · $75K salary baseline

Key differences

COL index
8279
100 = US avg
1BR rent
$1,050$950
per month
State tax
3.2%4.7%
income tax
Take-home at $75K
$4,541$4,447
per month

Salary needed in Springfield to match your South Bend lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in South BendEquivalent in Springfield
$40K$38,537
$50K$48,171
$60K$57,805
$75K$72,256
$80K$77,073
$100K$96,341
$120K$115,610
$150K$144,512

Monthly budget at $75K — South Bend vs Springfield

ExpenseSouth BendSpringfield
Monthly take-home$4,541$4,447
1BR rent$1,050$950
Groceries$353$353
Transport$42$42
Utilities$155$155
Internet$58$58
Left after essentials$2,883$2,889

Frequently asked questions

Is Springfield cheaper than South Bend?

Yes. Springfield has a cost of living index of 79 vs 82 for South Bend (100 = US average). That's about 4% cheaper.

How much will I save moving from South Bend to Springfield?

On a $75K salary, moving from South Bend to Springfield could save roughly $100/month on core expenses. That's ~$1,200/year.

What salary do I need in Springfield to match my South Bend lifestyle?

To maintain the same purchasing power as $75,000 in South Bend, you'd need roughly $72,256/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only