Moving from Sofia to Waco (2026)
Waco has a COL index of 83 vs 48 for Sofia (100 = US average). Expect to pay about 73% more for the same lifestyle.
Pay ~$165 more/mo
on rent + taxes · $75K salary baseline
Change cities
Key differences
COL index
48 → 83
100 = US avg
1BR rent
$540 → $1,000
per month
State tax
10% → None
income tax
COL difference
48 → 83
73% more expensive
Salary needed in Waco to match your Sofia lifestyle
Based on the 73% cost of living increase between the two cities.
| Your salary in Sofia | Equivalent in Waco |
|---|---|
| $40K | $69,167 |
| $50K | $86,458 |
| $60K | $103,750 |
| $75K | $129,688 |
| $80K | $138,333 |
| $100K | $172,917 |
| $120K | $207,500 |
| $150K | $259,375 |
💵 Household income (before tax)
$75K
$
$30K$300K
Pay ~$455/mo moreon core expenses at $75K
Monthly budget at $75K — Sofia vs Waco
| Expense | Sofia | Waco |
|---|---|---|
| Monthly take-home | $4,116 | $4,741 |
| 1BR rent | $540 | $1,000 |
| Groceries | $380 | $350 |
| Transport | $150 | $38 |
| Utilities | $75 | $172 |
| Internet | $20 | $60 |
| Left after essentials | $2,951 | $3,121 |
Frequently asked questions
Is Waco cheaper than Sofia?
No. Waco has a cost of living index of 83 vs 48 for Sofia (100 = US average). That's about 73% more expensive.
How much will I save moving from Sofia to Waco?
On a $75K salary, moving from Sofia to Waco saves roughly $165/month on core expenses. That's ~$1,980/year.
What salary do I need in Waco to match my Sofia lifestyle?
To maintain the same purchasing power as $75,000 in Sofia, you'd need roughly $129,688/year in Waco. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only