Moving from Seattle to Memphis (2026)
Memphis has a COL index of 83 vs 150 for Seattle (100 = US average). You'd pay about 45% less for the same lifestyle.
Save ~$1,358/mo
on core expenses · $75K salary baseline
Key differences
COL index
15083
100 = US avg
1BR rent
$2,400$1,100
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month
Salary needed in Memphis to match your Seattle lifestyle
Based on the 45% cost of living decrease between the two cities.
| Your salary in Seattle | Equivalent in Memphis |
|---|---|
| $40K | $22,133 |
| $50K | $27,667 |
| $60K | $33,200 |
| $75K | $41,500 |
| $80K | $44,267 |
| $100K | $55,333 |
| $120K | $66,400 |
| $150K | $83,000 |
Monthly budget at $75K — Seattle vs Memphis
| Expense | Seattle | Memphis |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $2,400 | $1,100 |
| Groceries | $410 | $357 |
| Transport | $100 | $55 |
| Utilities | $120 | $170 |
| Internet | $65 | $55 |
| Left after essentials | $1,646 | $3,004 |
Frequently asked questions
Is Memphis cheaper than Seattle?
Yes. Memphis has a cost of living index of 83 vs 150 for Seattle (100 = US average). That's about 45% cheaper.
How much will I save moving from Seattle to Memphis?
On a $75K salary, moving from Seattle to Memphis could save roughly $1,358/month on core expenses. That's ~$16,296/year.
What salary do I need in Memphis to match my Seattle lifestyle?
To maintain the same purchasing power as $75,000 in Seattle, you'd need roughly $41,500/year in Memphis. This is based on the overall COL index difference between the two cities.
Moving from Memphis to SeattleSeattle vs Memphis — full comparisonSeattle cost of livingMemphis cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only