Moving from Scottsdale to Tempe (2026)

Tempe has a COL index of 103 vs 117 for Scottsdale (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$400/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
117 โ†’ 103
100 = US avg
1BR rent
$2,000 โ†’ $1,600
per month
State tax
2.5% โ†’ 2.5%
income tax
COL difference
117 โ†’ 103
12% cheaper

Salary needed in Tempe to match your Scottsdale lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in ScottsdaleEquivalent in Tempe
$40K$35,214
$50K$44,017
$60K$52,821
$75K$66,026
$80K$70,427
$100K$88,034
$120K$105,641
$150K$132,051

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$418/moon core expenses at $75K

Monthly budget at $75K โ€” Scottsdale vs Tempe

ExpenseScottsdaleTempe
Monthly take-home$4,584$4,584
1BR rent$2,000$1,600
Groceries$395$380
Transport$50$55
Utilities$215$210
Internet$65$62
Left after essentials$1,859$2,277

30-Year Wealth Builder

If you invest your monthly savings of $418 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$509,948

over 30 years compared to staying in Scottsdale โ€” that's the real price of a city.

$418/mo invested

Frequently asked questions

Is Tempe cheaper than Scottsdale?

Yes. Tempe has a cost of living index of 103 vs 117 for Scottsdale (100 = US average). That's about 12% cheaper.

How much will I save moving from Scottsdale to Tempe?

On a $75K salary, moving from Scottsdale to Tempe saves roughly $400/month on core expenses. That's ~$4,800/year.

What salary do I need in Tempe to match my Scottsdale lifestyle?

To maintain the same purchasing power as $75,000 in Scottsdale, you'd need roughly $66,026/year in Tempe. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only