Moving from Santa Fe to Laredo (2026)
Laredo has a COL index of 79 vs 99 for Santa Fe (100 = US average). You'd pay about 20% less for the same lifestyle.
Save ~$640/mo
on core expenses · $75K salary baseline
Key differences
COL index
9979
100 = US avg
1BR rent
$1,550$950
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month
Salary needed in Laredo to match your Santa Fe lifestyle
Based on the 20% cost of living decrease between the two cities.
| Your salary in Santa Fe | Equivalent in Laredo |
|---|---|
| $40K | $31,919 |
| $50K | $39,899 |
| $60K | $47,879 |
| $75K | $59,848 |
| $80K | $63,838 |
| $100K | $79,798 |
| $120K | $95,758 |
| $150K | $119,697 |
Monthly budget at $75K — Santa Fe vs Laredo
| Expense | Santa Fe | Laredo |
|---|---|---|
| Monthly take-home | $4,434 | $4,741 |
| 1BR rent | $1,550 | $950 |
| Groceries | $376 | $338 |
| Transport | $40 | $35 |
| Utilities | $158 | $168 |
| Internet | $65 | $58 |
| Left after essentials | $2,245 | $3,192 |
Frequently asked questions
Is Laredo cheaper than Santa Fe?
Yes. Laredo has a cost of living index of 79 vs 99 for Santa Fe (100 = US average). That's about 20% cheaper.
How much will I save moving from Santa Fe to Laredo?
On a $75K salary, moving from Santa Fe to Laredo could save roughly $640/month on core expenses. That's ~$7,680/year.
What salary do I need in Laredo to match my Santa Fe lifestyle?
To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $59,848/year in Laredo. This is based on the overall COL index difference between the two cities.
Moving from Laredo to Santa FeSanta Fe vs Laredo — full comparisonSanta Fe cost of livingLaredo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only