Moving from Santa Fe to Fort Collins (2026)

Fort Collins has a COL index of 99 vs 99 for Santa Fe (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$155 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9999
100 = US avg
1BR rent
$1,550$1,700
per month
State tax
4.9%4.4%
income tax
Take-home at $75K
$4,434$4,466
per month

Salary needed in Fort Collins to match your Santa Fe lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in Santa FeEquivalent in Fort Collins
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Santa Fe vs Fort Collins

ExpenseSanta FeFort Collins
Monthly take-home$4,434$4,466
1BR rent$1,550$1,700
Groceries$376$384
Transport$40$55
Utilities$158$140
Internet$65$65
Left after essentials$2,245$2,122

Frequently asked questions

Is Fort Collins cheaper than Santa Fe?

No. Fort Collins has a cost of living index of 99 vs 99 for Santa Fe (100 = US average). That's about 0% more expensive.

How much will I save moving from Santa Fe to Fort Collins?

On a $75K salary, core expenses in Fort Collins run about $155/month more than Santa Fe. Factor this into your salary negotiation when relocating.

What salary do I need in Fort Collins to match my Santa Fe lifestyle?

To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $75,000/year in Fort Collins. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only