Moving from Santa Fe to Austin (2026)

Austin has a COL index of 122 vs 99 for Santa Fe (100 = US average). Expect to pay about 23% more for the same lifestyle.

Pay ~$268 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
99122
100 = US avg
1BR rent
$1,550$1,800
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Austin to match your Santa Fe lifestyle

Based on the 23% cost of living increase between the two cities.

Your salary in Santa FeEquivalent in Austin
$40K$49,293
$50K$61,616
$60K$73,939
$75K$92,424
$80K$98,586
$100K$123,232
$120K$147,879
$150K$184,848

Monthly budget at $75K — Santa Fe vs Austin

ExpenseSanta FeAustin
Monthly take-home$4,434$4,741
1BR rent$1,550$1,800
Groceries$376$372
Transport$40$50
Utilities$158$170
Internet$65$65
Left after essentials$2,245$2,284

Frequently asked questions

Is Austin cheaper than Santa Fe?

No. Austin has a cost of living index of 122 vs 99 for Santa Fe (100 = US average). That's about 23% more expensive.

How much will I save moving from Santa Fe to Austin?

On a $75K salary, core expenses in Austin run about $268/month more than Santa Fe. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Santa Fe lifestyle?

To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $92,424/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only