Moving from Austin to Santa Fe (2026)
Santa Fe has a COL index of 99 vs 122 for Austin (100 = US average). You'd pay about 19% less for the same lifestyle.
Save ~$268/mo
on core expenses · $75K salary baseline
Key differences
COL index
12299
100 = US avg
1BR rent
$1,800$1,550
per month
State tax
None4.9%
income tax
Take-home at $75K
$4,741$4,434
per month
Salary needed in Santa Fe to match your Austin lifestyle
Based on the 19% cost of living decrease between the two cities.
| Your salary in Austin | Equivalent in Santa Fe |
|---|---|
| $40K | $32,459 |
| $50K | $40,574 |
| $60K | $48,689 |
| $75K | $60,861 |
| $80K | $64,918 |
| $100K | $81,148 |
| $120K | $97,377 |
| $150K | $121,721 |
Monthly budget at $75K — Austin vs Santa Fe
| Expense | Austin | Santa Fe |
|---|---|---|
| Monthly take-home | $4,741 | $4,434 |
| 1BR rent | $1,800 | $1,550 |
| Groceries | $372 | $376 |
| Transport | $50 | $40 |
| Utilities | $170 | $158 |
| Internet | $65 | $65 |
| Left after essentials | $2,284 | $2,245 |
Frequently asked questions
Is Santa Fe cheaper than Austin?
Yes. Santa Fe has a cost of living index of 99 vs 122 for Austin (100 = US average). That's about 19% cheaper.
How much will I save moving from Austin to Santa Fe?
On a $75K salary, moving from Austin to Santa Fe could save roughly $268/month on core expenses. That's ~$3,216/year.
What salary do I need in Santa Fe to match my Austin lifestyle?
To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $60,861/year in Santa Fe. This is based on the overall COL index difference between the two cities.
Moving from Santa Fe to AustinAustin vs Santa Fe — full comparisonAustin cost of livingSanta Fe cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only