Moving from San Jose to Raleigh (2026)

Raleigh has a COL index of 101 vs 189 for San Jose (100 = US average). You'd pay about 47% less for the same lifestyle.

Save ~$1,412/mo
on core expenses · $75K salary baseline

Key differences

COL index
189101
100 = US avg
1BR rent
$3,000$1,700
per month
State tax
9.3%4.5%
income tax
Take-home at $75K
$4,159$4,459
per month

Salary needed in Raleigh to match your San Jose lifestyle

Based on the 47% cost of living decrease between the two cities.

Your salary in San JoseEquivalent in Raleigh
$40K$21,376
$50K$26,720
$60K$32,063
$75K$40,079
$80K$42,751
$100K$53,439
$120K$64,127
$150K$80,159

Monthly budget at $75K — San Jose vs Raleigh

ExpenseSan JoseRaleigh
Monthly take-home$4,159$4,459
1BR rent$3,000$1,700
Groceries$437$365
Transport$100$70
Utilities$150$150
Internet$70$60
Left after essentials$402$2,114

Frequently asked questions

Is Raleigh cheaper than San Jose?

Yes. Raleigh has a cost of living index of 101 vs 189 for San Jose (100 = US average). That's about 47% cheaper.

How much will I save moving from San Jose to Raleigh?

On a $75K salary, moving from San Jose to Raleigh could save roughly $1,412/month on core expenses. That's ~$16,944/year.

What salary do I need in Raleigh to match my San Jose lifestyle?

To maintain the same purchasing power as $75,000 in San Jose, you'd need roughly $40,079/year in Raleigh. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only