Moving from San Jose to Kraków (2026)
Kraków has a COL index of 55 vs 189 for San Jose (100 = US average). You'd pay about 71% less for the same lifestyle.
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Key differences
Salary needed in Kraków to match your San Jose lifestyle
Based on the 71% cost of living decrease between the two cities.
| Your salary in San Jose | Equivalent in Kraków |
|---|---|
| $40K | $11,640 |
| $50K | $14,550 |
| $60K | $17,460 |
| $75K | $21,825 |
| $80K | $23,280 |
| $100K | $29,101 |
| $120K | $34,921 |
| $150K | $43,651 |
Adjust your salary
Monthly budget at $75K — San Jose vs Kraków
| Expense | San Jose | Kraków |
|---|---|---|
| Monthly take-home | $4,159 | $3,991 |
| 1BR rent | $3,000 | $750 |
| Groceries | $437 | $380 |
| Transport | $100 | $150 |
| Utilities | $150 | $90 |
| Internet | $70 | $25 |
| Left after essentials | $402 | $2,596 |
30-Year Wealth Builder
If you invest your monthly savings of $2,362 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in San Jose — that's the real price of a city.
Frequently asked questions
Is Kraków cheaper than San Jose?
Yes. Kraków has a cost of living index of 55 vs 189 for San Jose (100 = US average). That's about 71% cheaper.
How much will I save moving from San Jose to Kraków?
On a $75K salary, moving from San Jose to Kraków saves roughly $2,081/month on core expenses. That's ~$24,972/year.
What salary do I need in Kraków to match my San Jose lifestyle?
To maintain the same purchasing power as $75,000 in San Jose, you'd need roughly $21,825/year in Kraków. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only