Moving from San Jose to Boston (2026)

Boston has a COL index of 162 vs 189 for San Jose (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$6/mo
on core expenses · $75K salary baseline

Key differences

COL index
189162
100 = US avg
1BR rent
$3,000$3,000
per month
State tax
9.3%5%
income tax
Take-home at $75K
$4,159$4,428
per month

Salary needed in Boston to match your San Jose lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in San JoseEquivalent in Boston
$40K$34,286
$50K$42,857
$60K$51,429
$75K$64,286
$80K$68,571
$100K$85,714
$120K$102,857
$150K$128,571

Monthly budget at $75K — San Jose vs Boston

ExpenseSan JoseBoston
Monthly take-home$4,159$4,428
1BR rent$3,000$3,000
Groceries$437$418
Transport$100$90
Utilities$150$185
Internet$70$70
Left after essentials$402$665

Frequently asked questions

Is Boston cheaper than San Jose?

Yes. Boston has a cost of living index of 162 vs 189 for San Jose (100 = US average). That's about 14% cheaper.

How much will I save moving from San Jose to Boston?

On a $75K salary, core expenses in Boston run about $6/month more than San Jose. Factor this into your salary negotiation when relocating.

What salary do I need in Boston to match my San Jose lifestyle?

To maintain the same purchasing power as $75,000 in San Jose, you'd need roughly $64,286/year in Boston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only