Moving from San Diego to Lubbock (2026)

Lubbock has a COL index of 81 vs 148 for San Diego (100 = US average). You'd pay about 45% less for the same lifestyle.

Save ~$1,695/mo
on core expenses · $75K salary baseline

Key differences

COL index
14881
100 = US avg
1BR rent
$2,600$1,000
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Lubbock to match your San Diego lifestyle

Based on the 45% cost of living decrease between the two cities.

Your salary in San DiegoEquivalent in Lubbock
$40K$21,892
$50K$27,365
$60K$32,838
$75K$41,047
$80K$43,784
$100K$54,730
$120K$65,676
$150K$82,095

Monthly budget at $75K — San Diego vs Lubbock

ExpenseSan DiegoLubbock
Monthly take-home$4,159$4,741
1BR rent$2,600$1,000
Groceries$414$346
Transport$100$38
Utilities$130$172
Internet$65$58
Left after essentials$850$3,127

Frequently asked questions

Is Lubbock cheaper than San Diego?

Yes. Lubbock has a cost of living index of 81 vs 148 for San Diego (100 = US average). That's about 45% cheaper.

How much will I save moving from San Diego to Lubbock?

On a $75K salary, moving from San Diego to Lubbock could save roughly $1,695/month on core expenses. That's ~$20,340/year.

What salary do I need in Lubbock to match my San Diego lifestyle?

To maintain the same purchasing power as $75,000 in San Diego, you'd need roughly $41,047/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only