Moving from San Diego to Kraków (2026)
Kraków has a COL index of 55 vs 148 for San Diego (100 = US average). You'd pay about 63% less for the same lifestyle.
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Key differences
Salary needed in Kraków to match your San Diego lifestyle
Based on the 63% cost of living decrease between the two cities.
| Your salary in San Diego | Equivalent in Kraków |
|---|---|
| $40K | $14,865 |
| $50K | $18,581 |
| $60K | $22,297 |
| $75K | $27,872 |
| $80K | $29,730 |
| $100K | $37,162 |
| $120K | $44,595 |
| $150K | $55,743 |
Adjust your salary
Monthly budget at $75K — San Diego vs Kraków
| Expense | San Diego | Kraków |
|---|---|---|
| Monthly take-home | $4,159 | $3,991 |
| 1BR rent | $2,600 | $750 |
| Groceries | $414 | $380 |
| Transport | $100 | $150 |
| Utilities | $130 | $90 |
| Internet | $65 | $25 |
| Left after essentials | $850 | $2,596 |
30-Year Wealth Builder
If you invest your monthly savings of $1,914 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in San Diego — that's the real price of a city.
Frequently asked questions
Is Kraków cheaper than San Diego?
Yes. Kraków has a cost of living index of 55 vs 148 for San Diego (100 = US average). That's about 63% cheaper.
How much will I save moving from San Diego to Kraków?
On a $75K salary, moving from San Diego to Kraków saves roughly $1,681/month on core expenses. That's ~$20,172/year.
What salary do I need in Kraków to match my San Diego lifestyle?
To maintain the same purchasing power as $75,000 in San Diego, you'd need roughly $27,872/year in Kraków. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only