Moving from San Diego to Houston (2026)

Houston has a COL index of 95 vs 148 for San Diego (100 = US average). You'd pay about 36% less for the same lifestyle.

Save ~$1,272/mo
on core expenses · $75K salary baseline

Key differences

COL index
14895
100 = US avg
1BR rent
$2,600$1,350
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Houston to match your San Diego lifestyle

Based on the 36% cost of living decrease between the two cities.

Your salary in San DiegoEquivalent in Houston
$40K$25,676
$50K$32,095
$60K$38,514
$75K$48,142
$80K$51,351
$100K$64,189
$120K$77,027
$150K$96,284

Monthly budget at $75K — San Diego vs Houston

ExpenseSan DiegoHouston
Monthly take-home$4,159$4,741
1BR rent$2,600$1,350
Groceries$414$357
Transport$100$90
Utilities$130$175
Internet$65$65
Left after essentials$850$2,704

Frequently asked questions

Is Houston cheaper than San Diego?

Yes. Houston has a cost of living index of 95 vs 148 for San Diego (100 = US average). That's about 36% cheaper.

How much will I save moving from San Diego to Houston?

On a $75K salary, moving from San Diego to Houston could save roughly $1,272/month on core expenses. That's ~$15,264/year.

What salary do I need in Houston to match my San Diego lifestyle?

To maintain the same purchasing power as $75,000 in San Diego, you'd need roughly $48,142/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only