Moving from San Diego to Denver (2026)

Denver has a COL index of 122 vs 148 for San Diego (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$602/mo
on core expenses · $75K salary baseline

Key differences

COL index
148122
100 = US avg
1BR rent
$2,600$2,000
per month
State tax
9.3%4.4%
income tax
Take-home at $75K
$4,159$4,466
per month

Salary needed in Denver to match your San Diego lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in San DiegoEquivalent in Denver
$40K$32,973
$50K$41,216
$60K$49,459
$75K$61,824
$80K$65,946
$100K$82,432
$120K$98,919
$150K$123,649

Monthly budget at $75K — San Diego vs Denver

ExpenseSan DiegoDenver
Monthly take-home$4,159$4,466
1BR rent$2,600$2,000
Groceries$414$388
Transport$100$114
Utilities$130$140
Internet$65$65
Left after essentials$850$1,759

Frequently asked questions

Is Denver cheaper than San Diego?

Yes. Denver has a cost of living index of 122 vs 148 for San Diego (100 = US average). That's about 18% cheaper.

How much will I save moving from San Diego to Denver?

On a $75K salary, moving from San Diego to Denver could save roughly $602/month on core expenses. That's ~$7,224/year.

What salary do I need in Denver to match my San Diego lifestyle?

To maintain the same purchasing power as $75,000 in San Diego, you'd need roughly $61,824/year in Denver. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only